Is it Time to File for Chapter 13 Bankruptcy in Raleigh?

Declaring Chapter 7 or Chapter 13 bankruptcy in Raleigh is never an easy decision. Bankruptcy laws exist precisely because financial disasters can happen to anyone. The cause may vary — an unexpected medical emergency, credit card debt, a business going under, and more — but bankruptcy laws are designed to give people a second chance…

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How Filing for Bankruptcy in Raleigh Affects Your Children

When you’re a parent considering filing for bankruptcy in Raleigh, the welfare of your children probably weighs heavier than your financial situation. This is a legitimate concern, and the short answer is: You can still secure the future of your children even after filing for Chapter 7 or Chapter 13. Children and Declaring Bankruptcy To…

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Chapter 7 Bankruptcy in Raleigh: The Debts That Can Be Discharged

Filing for Chapter 7 bankruptcy in Raleigh gives you the chance to eliminate some or majority of your debt. But what exactly are the dischargeable debts covered by Chapter 7 bankruptcy? Here is a brief discussion to guide you. How a Discharge Works A discharge serves to protect the debtor by preventing the creditor from…

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Filing for Bankruptcy in Raleigh: The Basics

Some people stay in debt because they are either too afraid to make a move or they are not aware of the legal options they can take. For many people, filing for bankruptcy in Raleigh is the best option to deal with the trouble of paying off personal loans or saving a house that is about…

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Long-Term Financial Benefits of Chapter 13 Bankruptcy in Raleigh

At the most basic level, Chapter 13 bankruptcy in Raleigh involves a payment plan that you will undertake for three to five years, depending on your situation. Some people get discouraged due to the length of the plan, and this can make Chapter 7 a more appealing alternative. However, many unique advantages to filing for…

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