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    If I file a Chapter 7 or Chapter 13 , how will it affect my credit?

    This is a very common question.  We generally tell people that their credit report probably doesn’t look great right now.  Filing for bankruptcy will stop the aging process.  Those things that are delinquent now will never get any older than on the date that you file. Once you retain our office, our staff will show…

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    I just received a letter and it says that my house is set for foreclosure in less than 2 months. Is it too late to do something to save my home?

    No, it’s not too late. A Chapter 13 can stop a foreclosure up until the date that the auction on the house takes place. Chapter 13 is a very powerful law.  Once the case is filed, we immediately notify the mortgage company and all foreclosure action must stop.  Of course, you should come into the…

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