I learned that bankruptcy is a method for wiping the slate clean and starting over. I think that everyone at some point makes financial mistakes and in some cases, the mistakes could be out of their control. Maybe you were in a bad marriage like myself or got suckered into buying something that you really couldn’t afford or just spent way too much money in college on credit because you were too young to understand. In any case, bankruptcy provides a way to forgive those mistakes and try again with more financial knowledge than before. I would just like to say thank you to Terri and all of her staff. I appreciated the effort put into my case and the answers to all of my questions that I had for specifics on my situation. I was so shocked that I got her personal e-mail.