Bankruptcy Attorney | Weik Law Office | Serving Raleigh, Durham, Cary, Chapel Hill, and Wake Forest, North Carolina

This statement is completely false. The Bankruptcy laws were designed to provide individuals with a fresh start, which includes the ability to buy and sell real estate. There are no laws that prohibit you from buying homes, cars, trucks or personal property.

While you are in a Chapter 13, you must obtain permission from the Bankruptcy Court to sell or purchase real estate.

This statement is not true! The truth is that that you can do just about everything when you file under the new laws that you could do under the old laws. There are a few exceptions, but our attorneys know the law and help you use it to your advantage. In some ways, the new law actually provides more benefits to filing for bankruptcy.

If you are facing a levy from the Internal Revenue Service or the State of North Carolina, you will be able to stop the levy by filing a bankruptcy case. As soon as a bankruptcy case is filed, the Bankruptcy Court issues an order which prohibits the government from continuing it’s levy. When a Chapter 13 case it filed, it provides you with an opportunity to compel the governmental unit to accept repayment of the debt and stops the levy previously entered.

If you are facing a seizure of personal property by a bailiff or court officer, you will be able to stop the seizure by filing a bankruptcy case. As soon as a bankruptcy case is filed, the Bankruptcy Court issues an order which prohibits a judgment creditor from following through on a seizure. When a Chapter 13 case is filed, it provides you with an opportunity to compel a creditor to accept repayment of the judicial lien that was previously imposed upon the property.

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If you are currently experiencing a garnishment, you will be able to stop a garnishment by filing a bankruptcy case. As soon as a Chapter 13 or Chapter 7 is filed, the Bankruptcy Court issues an order that prohibits a creditor from garnishing or levying any of your assets, including wages and income tax refunds.

The most common types of debt that cannot be discharged or wiped out in a Chapter 7 are student loans, back taxes under a certain period, child support, maintenance or alimony, credit card debt that was used to pay off back taxes, accident claims where there was a determination of intoxication, debt incurred by the willful and malicious injury to another, court fines and criminal restitution and certain co-signor liability if you want to protect a co-signor on the account. If you have this type of debt, it will not be eliminated. There are other types of debt that are non-dischargeable, but these are the most common.

Often, we can get you into the office the same day that you initially call. If you’d like to make an appointment, call our free information hotline at (919) 845-7721. After you listen to a short tape, you can speak to our receptionist who will set you an appointment to come in for free.

Often, we can get you into the office the same day that you initially call. If you’d like to make an appointment, call our free information hotline at (919) 845-7721. After you listen to a short tape, you can speak to our receptionist who will set you an appointment to come in for free.

Credit cards are considered unsecured debt and a Chapter 13 stops all interest on unsecured liability. A Chapter 13 often allows you to pay only a portion of the unsecured debt and when the Plan completes in three to five years, the debt is paid in full. You can finally see the light at the end of the tunnel.