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Yes, student loans can be listed in a Chapter 13 and once the case is filed, all interest and penalties will cease on the amount that is to be paid back through your Chapter 13 Plan. If you are a parent and you have obtained a student loan for your child, you can also list the loan in order to pay it back through the Chapter 13. Again, all interest and penalties will stop on the amount that is to be paid back through your Chapter 13 Plan.

If your student loan is not paid back in full, the remaining balance is non-dischargable. When your Chapter 13 Plan is complete, you can then contact the student loan company and set up payment arrangements to finish paying the portion that was not included.

Tags: Chapter 13 Bankruptcy