Under the new bankruptcy laws, all Debtors must take a credit counseling course within 180 days before a case is filed with the Court. The credit counseling course can be taken on-line by computer or over the phone. On an average, it takes approximately 30-45 minutes. When a client comes into our office, we will give you a packet with the names of the credit counseling agencies that are approved in North Carolina. Once the course is completed, a credit counseling certificate is faxed to our office and is eventually filed with the Court.
Tags: Concerns About Filing For Bankruptcy, credit counseling
